WINDOW ROCK – Navajo Nation President Buu Nygren has approved updates to the Navajo Homeowner Assistance Fund, strengthening support for Navajo families facing rising housing costs and financial hardship.
The updated terms significantly increase Mortgage Principal Reduction Assistance to better reflect today’s housing market. Eligible households with at least one senior homeowner (55 and older) may now receive up to $225,000 in principal reduction assistance, while other qualified households may receive up to $175,000. These increases are designed to help families stay in their homes as loan balances and housing costs continue to climb.
Home Repair Assistance funding has also been expanded. The maximum assistance amount per household is now increased to $200,000, helping address urgent repair needs driven by higher material costs and labor shortages. This support allows families to make critical home improvements that ensure safety, livability, and long-term stability.
In addition, the total allowable assistance cap under the program has been raised to $275,000 per household. This adjustment ensures that families who need both mortgage relief and home repairs can access the full level of support necessary without being limited by previous caps.
President Nygren said these changes reflect a commitment to meeting the real needs of Navajo families.
“As housing costs continue to rise, we must respond with solutions that keep our people in their homes and provide the resources needed to maintain them,” said President Nygren. “This expansion ensures our families have a stronger foundation and greater stability moving forward.”
The updates also include a technical clarification to income reduction requirements, ensuring applicants demonstrate sustained hardship over a 12-month period during the program timeline.
These updates reinforce the Navajo Nation’s commitment to protecting and expanding Navajo homeownership. By increasing access to mortgage relief and critical home repairs, the Nation is helping families remain in their homes, preserve generational stability, and intergenerational wealth.
